The rise of fintech has revolutionised how we manage money, making money management more accessible, clear, and effective. Gone are the days of standing in line at your local branch, as platforms including Starling, Monzo, and Revolut allow users to monitor their expenses, send money instantly, and even save for goals – all at your fingertips. By leveraging advanced tech, fintech innovators are democratising financial tools that were once only available to affluent or savvy individuals.

One of the most powerful features of fintech is its ability to empower users with insights. Budgeting apps can organise your financial career spending, giving clear visibility into spending habits each month, while apps like eToro for investing make exploring financial instruments straightforward and user-friendly. These tools help individuals make informed decisions, whether they’re saving for a holiday or building a retirement portfolio. Financial technology isn’t just about ease of use; it’s about teaching users and giving them control.

The widespread adoption of financial technology has also pushed traditional banks to innovate, with many financial organisations embracing digital transformation to {keep up|stay relevant|